The Home Buying Process

Step 1

Application: You can submit an application multiple ways. Either online through our secure portal, or over the phone. I am available when you are. This includes weeknights and weekends. You can talk to me personally over the phone, communicate via text or shoot me an email.

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Step 2

Pre-Approval: A pre-approval is far more valuable than a pre-qualification. To receive a pre-approval for a mortgage loan, I will need documents from you to verify your assets and credit.

Step 3

Property Search & Offer: This is the fun and exciting part! You will start your search to find the right home for you. If you need a referral for an amazing Real Estate Agent, I can help with that as well.

Step 4

Underwriting: Once your offer has been accepted and you are under contract, your file will go to my underwriting team to review all your documents and approve your loan.

Step 5

Clear to Close: Once you have received your clear to close, it means your mortgage loan has been fully approved! We will work on preparing your final documents with the title company for you to sign at closing.

Step 6

Closing: You will sign all documents needed to officially close on your home. Once everything is signed and verified, the loan is funded and you become a homeowner. You will receive keys to the new home and you do your happy dance